Posts by Matt Ramey
The FICO Credit Score Range Explained
Today we welcome a guest post from Emily Kalan on the importance of the Fico Credit Score Range. I personally know how important this score happens to be as it directly influences how much we can purchase, what we can purchase, and what rate we’re quoted if borrowing on credit. Enjoy! Your credit score can…
Read MoreWeek 6 – Develop a Realistic Schedule Towards Goal Achievement
Welcome to Week 6 – Developing a Realistic Schedule Towards Goal Achievement. This is part of our 52 Week Financial Freedom series, where we are teaching you the path towards Financial Freedom. We’re towards the end of our first few week’s worth of lessons which are all about setting S.M.A.R.T. goals with a great plan…
Read MoreThe Savvy Investor’s Guide to Buying Gold
The following is a guest post from Commodity.com. In an effort to continue growing our investment acumen, we like to consider alternative points of view in the investing realm. While I currently do not own any gold nor do I have plans to invest in the short-term, it’s always good to learn new investing strategies.…
Read MoreWeek 5 – Develop Your Financial Freedom Goals & Systems
Here in week 5, we’ll begin setting the Financial Freedom goals for ourselves. If you have completed the lessons in the previous weeks, identifying our goals should be relatively easy and straightforward. This is because by developing what we truly desire and want (aka our Life Vision), our goals become readily apparent. This article is…
Read MoreLet’s Talk Finances: Exploring How People Feel Discussing Their Personal Funds
There is something we all can agree on; money is the most taboo topic of all. Asking someone about salary or going into details about debt is just not a casual conversation. At MoneybyRamey.com we provide a ton of tips and articles that can help you out with your savings, budgeting or making money so…
Read MoreWhat is Portfolio Rebalancing and How To Do It
Portfolio rebalancing is an important part of any portfolio management process. It allows you to react to changes in asset prices to buy and sell the necessary investments to stick to your long-term asset allocation. In this article, you’ll learn everything you need to know about portfolio rebalancing. You will also learn about choosing the…
Read MoreCan Freelancing Be Passive Income?
Working on your terms while making good money is a wonderful thing. However, there comes a time when you want to step up from one-time gigs and all-nighters. As a freelancer, you can earn passive income by expanding your revenue streams into complementary products. Once you do that, you can free up some time in…
Read MoreWeek 4 – Determine your Financial Freedom Vision
Welcome to Week 4 – Determine Your Financial Freedom Vision! In this post, we discuss everything needed to bring the lessons from weeks 1-3 together and continue on your Financial Freedom Journey. If you haven’t yet completed the previous week’s lessons, I’d encourage you to go back through and do so now. Building our foundation…
Read MorePassive Income Ideas: Crowdfunding and Peer-to-Peer Lending
One sure way of achieving financial freedom is by building passive income to supplement and expand your current cash flow. People have different reasons for pursuing financial freedom, but the majority are looking to have time freedom and not having to work for a living. When you have a self-sustaining cash flow from your passive income,…
Read MoreWeek 3 – Commit to Change: What Are You Willing to Do?
Welcome to Week 3 in our Financial Freedom Journey Series! Our goal with the series is to take you through the steps needed to become financially free. It is our goal to help you figure out the path towards becoming free so that you can enjoy your best life. In this week’s lesson, you are…
Read More