Personal Finance
Three Ways You Can Pay for College
The finances involved with attending college are a major barrier to many prospective students, stopping them from even applying to enter higher education. But with a little foresight, paying for college needn’t be as daunting a task as it may first appear. There are plenty of ways to get the money you need. Getting your…
Read More5 Reasons Why You Should Separate Your Personal Assets From Your Business
Is setting up a business bank account necessary for running a business? According to the US Chamber of Commerce, there are over 30 million small businesses in the US. However, 27% use the same bank account for personal and business assets. This can hinder your business growth and ultimately prevent you from achieving your dreams…
Read More5 Money Habits Worth Developing to Boost Personal Wealth
In real-life romantic relationships, it’s often the little things that matter, not the grand gestures worthy of a rom-com movie. The same is true of personal finance. You may have a high-paying job or a huge inheritance, but if you’re bent on boosting personal wealth, know it’s your little money habits that will play a…
Read MoreSaving for Retirement in COVID
Saving for retirement has, and always will be, an excellent goal. I do think that can be a great motivator for many individuals and is a good reason to save. Even though it’s a long ways in the future, you want to start early and build your wealth. The earlier you start, the better. However,…
Read MoreWant to Boost Your Credit Score Fast? Here’s How!
Your credit score serves as your lifeline in the financial world. Take care of it and you will get to receive plenty of benefits – leave for granted, and the number of things you can do or qualify for can be very limited. This is the reason why having a high credit score, and knowing…
Read MoreWeek 11 – Learn Excel & Money Management Tools
Week 11: Learn Excel & Money Management Tools In week 11, we are going to be learning about how programs like Excel, Google Spreadsheets, LibreOffice, etc. can begin to help simplify your Financial Freedom journey through using technology to make our life easier. By utilizing these tools to track and follow certain metrics in your…
Read More8 Ways To Save Money During A Pandemic
With the lack of work and closure of establishments due to the COVID-19 lock down, folks from all over the world have spent the last couple of months struggling financially. That’s why most people – if not everyone – are on the hunt for the different ways to save money during a pandemic. If you’ve…
Read More5 Financial Mistakes You Must Never Commit (and how you can avoid them)
Financial management is no easy task, it’s a long trial and error process that requires not just critical thinking but also a whole lot of experience to come up with the best money-related decisions possible instead of gut-wrenching financial mistakes. As someone fairly new to the whole thing, you can expect that you’ll be makings…
Read MoreLet’s Talk Finances: Exploring How People Feel Discussing Their Personal Funds
There is something we all can agree on; money is the most taboo topic of all. Asking someone about salary or going into details about debt is just not a casual conversation. At MoneybyRamey.com we provide a ton of tips and articles that can help you out with your savings, budgeting or making money so…
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